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Doing which of the following would not reduce the employer's share of the costs associated with workers' compensation insurance? Ensuring that the workplace is free

Doing which of the following would not reduce the employer's share of the costs associated with workers' compensation insurance?
Ensuring that the workplace is free of hazards that could lead to injuries or illnesses
Establishing "return-to-work programs" to get employees back on the job faster
Focusing on strategies such as educating employees about wellness and safety
Providing workers' compensation insurance to only certain "at risk" positions.
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