Dolores has an individual medical expense policy with a $1,500 calendar-year deductible, a $5,000 out-of-pocket limit, and a 20 percent coinsurance requirement. Dolores was hospitalized for a surgical procedure in March, her first health care treatment received during the year. The total bill was $15,000. How much of this amount must Dolores pay? $5,000 $6,500 $4,500 $4,200