Dominic, age $40,$ has been a training consultant for $15$ years and earns $$60,000$ a year. His wife Justine, age $38,$ is a dental hygienist in a private clinic where she earns $$50,000$ a year. They have two children aged $7$ and $10.$ They both have group insurance that includes long$-$term disability coverage and life insurance equal to two times their salary. Dominic and Justine both plan on retiring at age $60.$

Their financial situation is as follows:

$\backslash$table$[[,$Dominic,Justine$],[$Assets$,$$$250,000$