1. Donald's employer paid Darlene an amount equal to Donald's three months' salary ($49,000), which is what the employer does for all widows and widowers of deceased employees.
2. Donald had $21,200 in accrued salary that was paid to Darlene.
3. Donald's employer had provided Donald with group term life insurance of $150,000, which was payable to his widow in a lump sum. Premiums on this policy totaling $22,300 had been included in Donald's gross income under 79.
4. Donald had purchased a life insurance policy (premiums totaled $168,000) that paid $313,000 in the event of accidental death. The proceeds were payable to Darlene, who elected to receive installment payments as an annuity of $35,500 each year for a 24-year period. She received her first installment this year.

I need help finding part 4. What is the life insurance proceeds, annuity of 35500?