Downtown Internet Caf is planning to buy a minivan for delivery and pick up. The price of the vehicle is $25,000. To purchase this minivan, they have $3,000, as a down payment, the dealer has given them a discount equal to 5% of the full price of the vehicle, and for the rest, they need to apply for a loan in order to buy the vehicle. Using the following figures, calculate the monthly payment for the above loan. What is their bi-weeldy payment, If they want to explore that option