Dr. Sam Adams and his wife, Cindy, are referred to you. You have gone through all the steps in the financial planning process. You have completed the plan. The doctor wanted a flat fee agreement for the plan. He said all his procedures were all based on flat fees. Before you can even start to present the plan, he wanted your fee statement. Both the doctor and his wife seem attentive, nodding their heads as you go through the insurance, investment, income tax, and retirement recommendations. However, as you present the estate recommendations, he says he will not pay an attorney to prepare the documents you are suggesting. What should you do?

A. Pay an attorney to do the documents with the fee you collected for the financial plan

B. Go on-line and download all the necessary documents

C. Refer, your best friend, who is an attorney, and two other attorneys to the doctor.

D. Disclose to the client that you are not a licensed attorney and volunteer to help them go on-line to find the necessary documents