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Dr . Tom Reynolds is a surgeon who lives in North Bend, Washington. He lives with his 1 5 year - old son Chuck, his

Dr. Tom Reynolds is a surgeon who lives in North Bend, Washington. He lives with his 15 year-old son Chuck, his 10 year-old daughter Melanie; and Huey, his basset hound dog. Tom purchased an unendorsed ISO Homeowners 3 policy. Several events have occurred since Tom purchased the policy. Would the following claims / losses be covered under Toms unendorsed HO-3 policy? Assume the policy does not include a deductible. (indicate if the loss / claim is covered or not covered)
a. While Tom, Chuck, and Melanie were away for the weekend at Olympic National Park, someone broke into the Reynolds home and stole Toms big screen television set.
b. North Bend Police caught Chuck throwing rocks at the windows of a vacant home. Damage to the vacant home was $400.
c. Tom used a charcoal grill on the wooden deck of the home to prepare food. After using the grill, it was knocked over by a gust of wind. The hot coals set the wood deck on fire.
d. An earthquake damaged the foundation of Toms home.
e. Tom botched a surgical procedure. The surgical patient sued Tom and the court awarded the patient $50,000.
f. Ann, Melanies friend, visited the Reynolds home. While the girls played with Huey, the dog bit Ann on her ankle. Ann needed $500 of medical care at a local medical clinic.
g. The washing machine in Toms basement sprung a leak. The basement was flooded, damaging Toms personal property.

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