Dr. Yong has requested that Senture Houston, an office manager at Pain Free Dental Associates, prepare a single journal entry for December 31, 2022. The bank statement for that day shows $9,500. Three checks were made out on December 30, 2022: $450 for electric, $175 for sterile gloves, and $205 for hand sanitizers. A recent deposit for $5,000 is not on the bank statement. In December, the bank credited $65 in interest to the account and charged bank service fees of $75. Prepare the journal entry to record and complete the bank reconciliation to determine the adjusted cash balance per the facility's accounting records. What is the total of bank charges? a. $65 b. $75 c. $85 d. $95