Draw a cash flow diagram and solve for the appropriate variable using: 1) Formulas, and 2) Excel (NO Interest Table solving required). VTEPS, Inc. management is willing to provide your team $200,000 today, if your team is agrees to pay a lump sum of $450,000 at the end and an interest rate of 16%. How much time does your team have to repay this? What if VTEPS, Inc. wanted 12%? 20%