Dror wants to retire in 15 years when he turns 65. Dror wants to have enough money to replace 75% of his current income less what he expects to receive from Social Security at the beginning of each year. He expects to receive $20,000 per year from Social Security in today's dollars. Dror is conservative and wants to assume a 6% annual investment rate of return and assumes that inflation will be 4% per year. Based on his family history, Dror expects that he will live to be 95 years old. If Dror currently earns $100,000 per year and he expects his raises to equal the inflation rate, approximately how much does he need at retirement to fulfill his retirement goals? O $2,285,195 O $1,268,887 $3,057,348 $2,242,055