During 2016, Tom sold Sears stock for $19,000. The stock was purchased 4 years ago for $26,600. Tom also sold Ford Motor Company bonds for $66,500. The bonds were purchased 2 months ago for $56,525. Home Depot stock, purchased 2 years ago for $1,900, was sold by Tom for $2,850. Calculate Tom's net gain or loss, and indicate the nature of the gain or loss. $