During 2018, the cash flows related to Global Data, Inc.'s lending and borrowing activities are summarized as follows:

Cash lent to borrowers$132,600Payment to retire bonds payable$367,500Proceeds from borrowing at bank (note payable)$220,500Interest received from borrowers$31,500Interest payments made on bonds payable$42,000

On the basis of the above information alone, what is Global Data's net cash flow from financing activities?

Select one:

a. $147,000 net cash used for financing activities

b. $145,500 net cash used for financing activities

c. $206,100 net cash used for financing activities

d. $500,100 net cash used for financing activities