During Clubs Week you sign up for two different student cash-back credit cards: a 2% cash-back card from CIBC, where cash-back payments are made annually on June 1st. a 1.9% cash-back card from BMO, where cash-back payments are made on the first of the month after each purchase, but are redeposited into a savings account earning an APR of 3% compounded monthly. Today is September 26th, and you want to buy a new laptop that costs $2000. (a) If you buy the $2000 laptop on September 26th, will you earn more money using the CIBC card or the BMO card, as of June 1st next year? (b) Does the price of the laptop affect your answer to part (a)? Explain