e an appropriate 18) The future value and compound interest can be found using a: A) $1.00 future value table B) calculator application C) formula D) all of these are appropriate ways to find future value or compound interest 9) The effective rate is: A) the interest for one year divided by the annual rate B) never related to the compound table C) the interest for one year divided by the principal D) the interest for one year divided by the principal for three years