E N FV $1 PV $1 FVA $1 PVA $1 1 1.03000 3.97087 1.0000 0.97087 2 1.06090 0.94260 2.9300 1.91347 3 1.09273 0.91514 3.0909 2.82861 4 1.12551 0.88849 4.1836 3.71710 5 1.15927 0.86261 5.3891 4.57971 6 1.19405 0.83748 6.4684 5.41719 7 1.229870.81309 7.6625 6.23028 8 1.26677 0.78941 8.8923 7.01969 9 1.39477 0.76642 10.1591 7.78611 10 1.344392 0.74409 11.4639 8.53020 11 1.38423 0.72242 12.8078 9.25262 12 1.42576 0.70138 14.1920 9.95400 13 1.468530.68095 15.6128 10.63496 14 1.51259 0.66112 17.086111.29607 151.55797 0.64186 18.5989: 11.93794 16 1.60471 0.62317 20.1569 | 12.56110 FVAD $1 PVAD $1 1.0300 1.00000 2.09e9 1.97087 3.1836 2.91347 4.3091 3.82861 5.4684 4.71710 6.6625 5.57971 7.8923 6.41719 9.1591 7.23028 10.4639 8.01969 11.3078 8.78611 13. 1920 9.53020 14.6178 10.25262 16.086) 10.95400 17.5989 11.63496 19.1569 12:29607 20.7616 12.93794 Shelley wants to cash in her winning lottery ticket She canteither receive sudeen, 187,000 semiannual payments starting today, or she can receive a single amount payment today based on a 6% anual interest rate. What is the single amount payment she can receive today?