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E. New Credit (10%): Explanation: This considers recent credit inquiries and the number of new accounts you've opened. Details: Opening several new accounts in a

E. New Credit (10%): Explanation: This considers recent credit inquiries and the number of new accounts you've opened. Details: Opening several new accounts in a short period can be seen as risky and may lower your score. Each hard inquiry (when a lender checks your credit for a loan or credit card application) can also have a slight negative impact

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