Each of the following is true about anti-discrimination laws in real estate, except a. The Civil Rights Act of 1964 banned racial discrimination in, among other things, FHA and VA loan programs. b. The 1988 Fair Housing Amendments Act extended federal protection against housing discrimination to include familial status and disabilities (nee, handicaps). c. The Americans with Disabilities Act (ADA) requires reasonable accommodations in residential housing, to better address the needs of those with disabilities. d. The 1988 Fair Housing Amendments Act generally prohibits adults- only designations in housing, although there are limited exceptions. An act is unethical because it is morally wrong, a standard that may be personal, but rarely changes over time.