Answered step by step
Verified Expert Solution
Link Copied!

Question

1 Approved Answer

Each payment of an annuity due is compounded for one additional period, so the future value of an annuity due is equal to the future

image text in transcribed
Each payment of an annuity due is compounded for one additional period, so the future value of an annuity due is equal to the future value of an ordinary annuity compounded for one additional period. The equation is: FVAFVAardiowy (1+1) The present value of an ordinary annuity, PVAN, is the value today that would be equivalent to the annuity payments (PMT) received at fixed intervals over the annuty period. The equation is: PVA - PMT Each payment of an annuity due is discounted for one -Select- period, so the present value of an annuty due is equal to the present value of an ordinary annuity multiplied by (1 + 1). The equation is PVA PVA(1+1) One can solve for paymrts (PMT), period (), and interest rates (1) for annuities. The easiest way to solve for these variatie is with a financial calculator or spreadsheet Quantitative Problem 1. You plan to deposit $2,500 per year for years into a money market account with an annual return of . Yen plan to make your first deposit one year from today. What amount will be in your account at the end of years do not round intermediate calculations. Round your answer to the nearest cont. b. Musume that your deposite will begin today What amount will be in your account after 5 years? Do not round intermediate caldations. Round your answer to the nearest cont. 5 Quantitative Problem 2: You and your wife are making stans le retirement. You plan on ting 30 years after you votre and would neta nave 195.000 annuchy on which to live your first withdrawal will be made one year after you retire and you anticipate that your retirement account will am 15 rally 3. What amount do you need in your retirement account the day you retire? Do not round intermediate calculation. Round your and to the nearest cant D. Assume that your first withdrawal will be made the day you retire. Under this assumption, what amount do you now need in your retrament account the day you retice? Do not roong istermediate calculations, Round your answer to the nearest cent

Step by Step Solution

There are 3 Steps involved in it

Step: 1

blur-text-image

Get Instant Access to Expert-Tailored Solutions

See step-by-step solutions with expert insights and AI powered tools for academic success

Step: 2

blur-text-image

Step: 3

blur-text-image

Ace Your Homework with AI

Get the answers you need in no time with our AI-driven, step-by-step assistance

Get Started

Recommended Textbook for

Public Finance

Authors: Harvey Rosen

6th International Edition

0071121234, 978-0071121231

More Books

Students also viewed these Finance questions