Earl Ezekiel wants to retire in San Diego when he is 65 years old. Earl is now 46.

Earl Ezekiel wants to retire in San Diego when he is 65 years old. Earl is now 46 . He believes he will need $440,000 to retire comfortably. To date, Earl has set aside no retirement money. Assume Earl gets 4% interest compounded semiannually. How much must Earl invest today to meet his $440.000 goal? (Use the Table provided.) (Do not round intermediate calculation Round your answer to the nearest dollar amount.)