Early in its fiscal year ending December 31, 2021, San Antonio Outfitters finalized plans to expand operations. The first stage was completed on March 28 with the purchase of a tract of land on the outskirts of the city. The land and existing building were purchased by paying $330,000 immediately and signing a noninterest-bearing note requiring the company to pay $730,000 on March 28, 2023. An interest rate of 6% properly reflects the time value of money for this type of loan agreement. Title search, insurance, and other closing costs totaling $33,000 were paid at closing.

At the end of April, the old building was demolished at a cost of $83,000, and an additional $63,000 was paid to clear and grade the land. Construction of a new building began on May 1 and was completed on October 29. Construction expenditures were as follows: (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.)

May 1	$	3,150,000
July 30		2,150,000
September 1		1,680,000
October 1		2,580,000

San Antonio borrowed $5,300,000 at 6% on May 1 to help finance construction. This loan, plus interest, will be paid in 2022. The company also had a $6,550,000, 7% long-term note payable outstanding throughout 2021.

In November, the company purchased 10 identical pieces of equipment and office furniture and fixtures for a lump-sum price of $730,000. The fair values of the equipment and the furniture and fixtures were $498,000 and $332,000, respectively. In December, San Antonio paid a contractor $350,000 for the construction of parking lots and for landscaping.

Required: 1. Determine the initial values of the various assets that San Antonio acquired or constructed during 2021. The company uses the specific interest method to determine the amount of interest capitalized on the building construction. 2. How much interest expense will San Antonio report in its 2021 income statement?

counting/spiceland int 9e/images/fv_of_1.jpg U HSU Central HSU Canvas HSU Mail OHSU Store Chegy Science.com Handshake Yahoo & Amazon QuickBooks w lovestments Bills TABLE 1 Future Value of $1 FV = $1 (1 + ir NI 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 20.0% 1 1.01000 1.01500 1.02000 1.02500 1.03000 1.03500 1.04000 1.04500 1.05000 1.05500 1.06000 1.07000 1.08000 1.09000 1.10000 1.11000 1.12000 1.20000 2 1.02010 1.03022 1.04040 1.05063 1.06090 1.07123 1.08160 1.09203 1.10250 1.11303 1.12360 1.14490 1.16540 1.18810 1.21000 1.23210 1.25440 144000 3 1.03030 1.04568 1.06121 1.07689 1.09273 1.10872 1.12486 1.14117 1.15763 1.17424 1.19102 1.22504 1.25971 1.29503 1.33100 1.36763 1.40493 1.72800 4 1.04060 1.06136 1.08243 1.10381 1.12551 1.14752 1.16986 1.19252 1.21551 1.23882 1.26248 1.31080 1.36049 1.41158 1.46410 1.51807 1.57352 2 .07360 5 1.05101 1.07728 1.10409 1.13141 1.15927 1.18769 1.21665 1.24618 127628 1.30696 1.33823 1.40255 1.46933 1.53862 1.61051 1.68506 1.76234 2.48832 6 1.06152 1.09344 1.12616 1.15969 1.19405 1.22926 1.26532 1.30226 1.34010 1.37894 1.41852 1.50073 1.58687 1.67710 1.77156 1.87041 1.97382 2.98598 7 1.07214 1.10984 1.14869 1.18869 1.22987 1.27228 1.31593 1.36086 1.40710 1.45468 1.50363 1.60578 1.71382 1.82804 1.948722.07616 2.21068 3.58318 8 1.08286 1.12649 1.17166 1.21840 1.26677 1.31681 1.36857 1.42210 1.47746 1.53460 1.59385 1.71819 1.85093 1.99256 2.14359 2.30454 2.47596 4.29982 9 1.09369 1.14339 1.19509 1.24886 1.30477 1.36290 1.42331 1.48610 1.55133 1.61909 1.68948 1.83846 1.99900 2.17189 2.35795 2.55804 2.77308 5.15978 10 1.10462 1.16054 1.21899 1.28008 1.34392 1.41060 1.48024 1.55297 1.62889 1.70814 1.79085 1.96715 215892 2.36736 2.59374 2.83942 3.10585 6.19174 11 1.11567 1.17795 1.24337 1.31209 1.38423 1.45997 1.53945 1.62285 1.71034 1 80209 1.89830 2.10485 233164 2.58043 2.85312 3.15176 3.47855 7.43008 12 1.12683 1.19562 1.26824 1.34489 1.42576 1.51107 1.60103 1.69588 1.79586 1.90121 2.01220 2.25219 2.51817 2.81266 3.13843 3.49845 3.89598 8.91610 13 1.13809 1.21355 1.29361 1.37851 1.46853 1.56396 1.66507 1.77220 1.88565 2.00577 2.13293 2.40985 2.71962 3.06580 3.45227 3.88328 4.36349 10.69932 14 1.14947 1.23176 1.31948 1.41297 1.51259 1.61869 1.73168 1.85194 1.97993 2.11609 2.26090 2.57853 2.93719 3.34173 3.79750 4.31044 4.88711 12.83918 15 1.16097 1.25023 1.34587 1.44830 1.55797 1.67535 1.80094 1.93528 2.07893 2.23248 2.39656 2.75903 3.17217 3.64248 4.17725 4.78459 5.47357 15.40702 16 1.17258 1.26899 1.37279 1.48451 1.60471 1.73399 1.87298 2.02237 2.18287 2.35526 254035 2.95216 3.42594 3.97031 4.59497 5.31089 6.13039 18.48843 17 1.18430 1.28902 1.40024 1.52162 1.65285 1.70468 1.94790 2.11338 2.29202 2.48480 269277 3.15882 3.70002432763 5.05447 5.89509 6.86604 22.18611 18 1.19615 1.30734 1.42825 1.55966 1.70243 1.85749 2.02582 2.20848 2.40662 2.62147 2.85434 3.379933.99602471712 5.55992 6.54355 7.68997 26.62333 19 1.20811 1.32695 1.45681 1.59865 1.75351 1.92250 210685 2.30786 2.52695 2.76565 3.02560 3.61653 4.31570 5.14166 6.11591 7.26334 8.61276 31.94800 20 1.22019 1.34686 1.48595 1.63862 180611 1.98979 2.19112 241171 265330 291776 3.20714 3.86968 466096 5.60441 6.72750 38.33760 8.06231 9.64629 4.14056 21 1.23239 1.36706 1.51567 1.67958 1.86029 2.05943 2.27877 2 52024 2.78596 3.078233.39956 5.03383 6.10881 7.40025 8.94917 10 80385 46.00512 25 1.28243 1.45095 1.64061 1.85394 209378 2.36324 2.66584 3.00543 3.38635 3.81339 4.29187 5.427436.84848 8.62308 10.83471 13.58546 17.0000695.39622 30 1.34785 1.56308 1.81136 2.09757 242726 2.80679 3.24340 3.74532 4.32194 4.98395 5.74349 7.61226 10.06266 13.26768 17.44940 22 89230 29.95992 237.37631 40 1.48886 1.81402 2.20804 268506 3 26204 3.95926 4.80102 5.81636 703999 8.51331 10.28572 14.97446 21.72452 31 40942 45 25926 65.00087 93.05097 1469.77160 here to search DOLL JJ w h i ckbooks w Investments TABLE 2 Present Value of $1 PV- 20.0% 0.83333 0.60444 0.57870 0.48225 0.40188 0.33490 0.27900 0.23257 0.19381 0.16151 NI 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.9% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 1 0.00010 0.98522 0.98030 0.97561 0.97087 0.96618 0.96154 0.95694 0.95238 0.94787 0.94340 0.99458 0.92593 0.01743 0.90909 0.00090 0.89286 2 0.08030 0.97066 0.96117 0.05181 0.94260 0.93751 0.92456 0.01573 0.90703 0.89845 0.19000 0.87344 0.85734 0.84168 0.82645 0.81162 0.79719 3 0.97059 0.95632 0.94232 0.028.60 0.91514 0.90194 0.89900 0.87630 0.16384 0.85161 0.83962 0.81630 0.79383 0.77218 075131 0.73119 0.71178 4 0.96098 0.94218 0.92385 0.90595 0.88849 0.87144 0.85480 0.83856 0.82270 0.80722 0.79209 0.76290 0.73503 0.70643 0.68301 0.65873 0.63552 5 0.95147 0.92826 0.90573 0.88385 0.86261 0.84197 0.82193 0.00045 0.78353 0.76513 0.74726 0.71299 0.64058 0.64993 0.62092 0.50345 0.56743 6 0.04205 0.91454 0.88797 0.86230 0.83748 0.81350 0.70031 0.76790 0.74622 0.72525 0.70496 0.6661 0.63017 0.59627 0.564470.53464 0.50661 7 0.93272 0.90103 0.87056 0.84127 0.81300 0.7050 0.75992 073483 0.71048 0.68744 0.66506 0.62275 0.5890 0.54703 0.51316 0.48166 0.45235 8 0.92348 0.88771 0.85340 0.82075 0.70041 0.75041 0.73069 0.70319 0.67684 0.65160 0.62741 0.58201 0.54027 0.50187 0.46651 0.43193 0.40388 9 0.91434 0.87459 0.83676 0.80073 0.76642 0.73373 0.70259 0.67290 064461 0.61763 0.59190 0.54393 0.50025 0.46043 0.42410 0.39092 0.061 10 0.90529 0.86167 0.82035 0.78120 0.74409 0.70892 0.67556 0.64393 0.61391 0.58543 0.55839 0.50835 0.46319 0.42241 0.38554 0.35218 0.32197 11 0.89632 0.84893 0.80426 0.76214 0.72242 0.68495 0.64958 0.61620 0.58468 0.55401 0.52679 0.47509 0.42888 0.38753 0.35049 0.31728 0.28748 12 0.88745 0.83639 0.78849 0.74356 0.70138 0.66178 0.62460 050966 0.55684 0.52598 0.49697 0.44401 0.39711 0.35553 0.31863 028584 0.25668 13 0.87866 0.82403 0.77303 0.72542 0.68095 0.63940 0.60057 0.56427 0.53032 0.49856 0.46884 0.41496 0.36770 0.32618 0.20966 0.25751 0.22917 14 0.86996 0.81185 0.75788 0.70773 0.66112 0.61778 0.57748 0.53997 0.50507 0.47257 0.44230 0.38782 0.34046 0.29925 0.26333 0.23199 0.20462 15 0.86135 0.79985 0.74301 0.69047 0.64186 0.59689 0.55526 0.51672 0.48102 0.44793 0.41727 0.36245 0.31524 0.27454 0.23939 0.20900 0.18270 16 0.85282 0.78803 0.72845 0.67362 0.62317 0.57671 0.53391 0.49447 0.45811 0.42458 0.39365 0.33873 0.29189 0.25187 0.21763 0.18829 0.16312 17 0.84438 0.77639 0.71416 0.65720 0.60502 0.55720 0.51337 0.47318 0.43630 0.40245 0.37136 0.31657 0.27027 0.23107 0.19784 0.16963 0.14564 18 0.83602 0.76401 0.70016 0.64117 0.58739 0.53836 0.49363 0.45280 0.41552 0.38147 0.35034 0.29586 0.25025 0.21199 0.17986 0.15282 0.13004 19 0.82774 0.75361 0.68643 0.62553 0.57029 0.52016 0.47464 0.43330 0.39573 0.36158 0.33051 0.27651 0.23171 0.19449 0.16351 0.13768 0.11611 20 0.81954 0.74247 0.67297 0.61027 0.55368 0.50257 0.45639 0.41464 0.37689 0.34273 0.31180 0.25842 0.21455 0.17843 0.14864 0.12403 0.10367 21 0.81143 0.73150 0.65978 0.59539 0.53755 0.48557 0.43883 0.39679 0.35894 0.32486 0.20416 0.24151 0.19866 0.16370 0.13513 0.11174 0.09256 24 0.78757 0.69954 0.62172 0.55288 0.49193 0.43796 0.39012 0.34770 0.31007 0.27666 0.24608 0.19715 0.15770 0.12640 0.10153 700.065 0.08170 0.06588 25 0.77977 0.68921 0.60953 0.53939 0.47761 0.42315 0.37512 033273 0.29530 0.26223 0.23300 0.18425 0.14602 0.11597 0.09230 0.07361 0.05882 28 0.75684 0.65910 0.57437 0.50038 0.43708 0.38165 033348 0.29157 0.25509 0.22332 0.19563 0.15040 0.11591 0.00055 0.06934 0.05382 0.04187 29 0.74934 0.64936 0.56311 0.48866 0.42435 0.36875 0.32065 0.27002 0.24295 0.21168 0.18456 0.14056 0.10733 0.08215 0.06304 0.00738 0.04840 30 0.74192 0.63976 0.55207 0.47674 0.41199 0.35628 0.30832 0.26700 0.23138 0.20064 0.17411 0.13137 0.00038 0.07537 0.05731 0.04368 0.03338 31 073458 0.63031 054125 0.46511 0.39099 0.34423 0 20646 0 25550 0 22036 0.19018 0.16425 0.12277 0.09202 0.06915 0.05210003035 0.02080 40 0.67165 0.55126 0.45209 0.37243 0.30656 0.25257 0.20029 0.17193 0.14205 0.11746 0.09722 0.06678 0.04603 0.03184 0.02209 001538 0.01075 0.13459 0.11216 0.09346 0.07789 0.06491 0.05409 0.04507 0.03756 0.03130 0.02608 0.02174 0.01258 0.01048 0.00607 0.00506 0.00421 0.00351 0.00068 TABLE 3 Future Value of an Ordinary Annuity of $1 NI 1 2 3 1.0% 1.0000 2.0100 3.0301 4.0604 5.1010 1.5% 2.0% 1.0000 1.0000 2.0150 2.0200 3.0452 3.0604 4.0909 4.1216 5.1523 5.2040 2.5% 1.0000 2.0250 3.0756 4.1525 5.2563 3.0% 1.0000 20300 3.0909 4.1836 5.3091 3.5% 4.0% 1.0000 1.000 20350 2.0400 3.1062 3.1216 4.2149 4.2465 5.3625 5.4163 4.5% 1.0000 2,0450 3.1370 4.2782 5.4707 5.0% 1.000 2.0500 3.1525 4.3101 5.5256 5.5% 1.0000 20550 3.1680 4.3423 5.5811 6.0% 1.000 20600 3.1836 4.3746 5.6371 7.0% 1.0000 2.0700 3.2149 4.4399 5.7507 0.0% 1.0000 2.000 3.2464 4.5061 5.8666 0.0% 1.000 2.0900 3.2781 4.5731 5.9847 0.0% 1.000 2.1000 3.3100 4.6410 6.1051 11.0% 1.0000 2.1100 3.3421 4.7097 6.2278 12.0% 10000 21200 3.3744 4.7793 6.3528 20.0% 10000 2.2000 3.6400 5.3680 74416 5 6 6.1520 6.2296 6.3081 6.3877 6.4684 6.5502 6.6330 6.7169 6.8019 6.8881 69753 7.1533 7.3359 7.5233 7.71567.9129 8.11529.9299 7.2135 73230 7.4343 7.5474 76625 7.7794 7.8983 8.0192 8.1420 8.2669 8.39388.6540 8.9228 9.2004 9.4872 9.7833 10.0890 12.9159 8 8.2857 8.4328 8.5830 8.7361 8.89239.0517 9.2142 9.3800 9.5491 0.7216 0.8975 10.2598 10.6366 11.0285 11.4350 11.8504 12.2997 16.4991 9 9.3685 9.5593 9.7546 9.9545 10.1591 10.3685 10.5828 10.8021 11.0266 11.2563 11.4913 11.9780 12.4876 13.0210 13.5795 14.1640 14.7757 20.7989 10 10.4622 10.7027 10.0407 11.2034 11 4630 11.7314 12.0061 12.2882 12.5779 12.8754 13.1808 13.8164 14.4866 15.1920 15.0374 167220 17.5487 25.0587 11 11.5668 11.8633 12.1687 12.4835 12.8078 13.1420 13.4864 13.8412 14.2068 14.5835 14.9716 15.7836 16.6455 17.5603 18.5312 19.5614 20.6546 32.1504 12 12.6825 13.0412 13.4121 13.7956 14.1920 14.6020 15.0258 15.4640 15.9171 16,3856 16,8699 17.8895 18.0771 20.1407 21.3843 22.7132 24.1331 39.5805 13 13.8093 14.2368 14.6803 15.1404 15.6178 16.1130 16.6268 17.1599 17.7130 18.2868 18.8821 20.1406 21.4953 22.9534 24.5227 26.2116 28.0291 48.4966 14 14.9474 15.4504 15.9739 16.5 190 17.0863 17.6770 18.2019 18.9321 19.5986 20.2926 21.0151 22.5505 24.2140 26.0192 27.9750 30.0949 32.3926 59.1959 15 16.0969 16.6621 17.2934 17.9319 18.5989 19.2057 20.0236 20.7841 21.5786 22.4087 23.2760 25.1290 27.1521 29.360931.7725 34.4054 37.2707 72.0351 16 17.2579 17.9324 18.6393 19.3802 20.1569 20.9710 21.8245 22.7193 23.6575 246411 25.6725 27.8881 30.3243 33.0034 35.9497 39.1999 42.7533 87 4421 17 18.4304 19.2014 20.0121 20.8647 217616 22.7050 23.6975247417 25.8404 26.0964 28.2129 30.8402 33.7502 36,9737 40 5447 44.5008 48.8837 105.9306 18 19.6147 20.4894 21.4123 22 3863 23.4144 24.4997 25.6454 26855128.1324 294812 30.9057 33.9000 37.4502 41.301345 599250.395955.7497 128.1167 19 20.8109 21.7967 22.8406 23.9460 25.1169 26.3572 27.6712 29.0636 30.5390 32.1027 33.7600 37.3790 41.4463 46.0185 51.1501 56.9395 63.4397 154.7400 20 22.0190 23.1237 24.2974 25.5447 26.8704 28 2797 29.7781 313714 33.0660348683367856 40.9955 45.7620 51.1601 57.2750 64.2028720524 186.6880 21 23.2392 24.4705 25.7833 27.1833 28.6765 30 2695 31.969233.783135.7193 377861 39.9927 448652 50.4229 56.7645 64.0025 72.2651 81.6987225.0256 30 34.7849 37.5387 40.5681 43.9027 47.5754 51.6227 56,084961.0071 66.4388 724355 79.058294.4608 113.2832 136.3075 164.4940 199.0209 241.3327 1181.8816 40 48.8864 542679 60.4020 67.4026 75 4013 84.5503 95.0255 107.0303 1207998 136 6056 154.7620 199,6351 259,0565 337.8824 442.5926 581.8261 767.0914 7343.8578 JU V Ore Present Value of an Ordinary Annuity of $1 they semice.com TABLE 4 Handshake Yahoo Amazon Oudooks W restments PVA -- 11 + 1 I 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 40% 4.5% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 20.0% 1 0.99010 0.98522 0.98039 0.97561 0.97087 0.96618 0.96154 0.95694 0.95238 0.94787 0.94340 0.93458 0.9259 0.91743 0.90909 0.90090 0.9285 0.83333 2 1.97040 1.95589 1.94156 1.92742 1.91347 1.99969 1.88609 1.87267 1.85041 1.84632 1.83339 1.8002 1.78326 1.75911 1.73554 1.71252 1.69005 1.52778 3 2.94099 2.91220 2.88388 2.85602 2.82861 2.80164 2.77509 2.74896 2.72325 2.69793 2.67301 262432 257710 2.53129 2.4862 244371 240183 2.10648 4 3.90197 3.85438 3.80773 3.76197 3.717103.67308 3.62990 3.58753 3.54595 3.50515 3.46511 3.38721 3.31213321972 1.16987 2.10245 3.03735 258873 5 4.85343 4.78264 4.71346 4.64583 4.57971 4.51505 4.45182 4.38998432948 4.27028 4.21236 4.10020 399271 3.89965 279079 2.69590 3.60478 2.99061 6 5.795485.69719 5.60143 5.50813 5.41719 5.32855 5.24214 5.157875.07569 4.99553 4.91732 4.76654 4.62288 448592 4.35526 4.23054 4.11141 3.32551 7 6.72819 6.59821 6.47199 6.349396.23028 6.11454 6.00205 5.89270 5.78637 5.68297 5.58238 5.38929 5.20637 5.03295 4.86842 4.71220 456376 3.60459 8 7.651687.48593 7.32548 7.170147.01969 6.87396 6.73274 6.59589 6.46321 6.33457 6.20979 5.97130 5.74664 5.53482 5 33499 5.14612 4.96764 183716 9 8.56602 8.36052 8.16224 7.970877 .78611750769 7.435337 .26879 7.10782 6.95220 6.80169 6.51523 6.24609 5.99525 5.75902 5.53705 5.12825 4.03097 10 9.471309.22218 8.98259 8.75206 8.53020 8.31661 8.11090 7.91272 7.72173 7.53763 7.36000 7.02358 6.71008 6,41766614457 5.89923 5.65022 4.19247 11 10.36763 10.07112 9.78685951421 9.252629.00155 8.76048 8.52892 8.30641 8.09254 788687 749867 7.13896 6.80519 6.49506 6.20652 5.93770 4 32706 12 11.25508 10.90751 10.57534 10.25776 9.95400 9.66333 9.38507 9.11858 8.863258.61852 8.38384 7.94260 7.53608 7.16073 6.81369 6.49236 6.19437 443922 13 12.13374 11.73153 11.34837 10.98319 1063496 10.30274 9.98565 9.682859.39357 9.11708 8.85268 8.35765 7.90078 748690 7.10336 6.74987 6.42355 453268 14 13.00370 12.54338 12.10625 11.69091 11.29607 10.92052 10.56312 10.22283 9.89964 9.58965 9.294988.74547 8.244247.78615 7.36669 6.90187 6.62817 4.61057 15 13.86505 13.34323 12.84926 12 38138 11.93794 11.51741 11.11839 10.73955 10.37956 10.03758 9.71225 9.10791 8.55948 8.06069 7.60608 7.19087 6.81086 4.67547 16 14.71787 14.13126 13.57771 13.05500 12.56110 1209412 11.65230 11.23402 1083777 10.46216 10.10590 9.44665 8.851378.31256 7.82371 7.37916 6.97399 4.72956 8.54363 8.02155 7.54870 7.11963 4.77463 17 15.56225 14.90765 14.29187 13.71220 13.16612 12.65132 12.16567 11.70719 11 27407 1086461 10.47726976322 9.12164 18 16,39827 15.67256 14.99203 14.35336 13.75351 13.18968 12.65930 12.15999 11.69959 11.24607 10.82760 10.05900 9.37189 8.75563 8.20141 7.70162 7.24967 4,81219 19 1722601 16.42617 15.67846 14.97889 1432380 13.70984 13.13394 12.59329 12.08532 11.60765 11.15812 10.33560 960360 8.95011 8.36492 7.83929 736578 4.84350 9.12855 8.51356 7.96.333 746044 4.86958 20 18.04555 17.16864 16,35143 15 58916 14.87747 14.21240 13.59033 13.00794 12.46221 11.95038 1146092 10.50601 9.81815 9.29224 8.64869 8.07507 7.56200 4.89132 21 18.85698 17.90014 17.01121 16.18455 15.41502 14.69797 14.02916 13.40472 1282115 12.27524 11.76408 10.83553 10.01680 25 2202316 2071961 19.52346 18.42438 17.41315 16.48151 1562208 14.82821 14.00394 13.41393 12.78336 11 65358 10674789.82258 0.07704 8.42174 7.84314 494750 30 25 80771 24.01584 22.39646 20.93029 19.60044 18.39205 17.29203 16 28899 15 37245 14.53375 13.76483 12.40904 11 25778 10.27365 9.42691 8.60370 8.05518 4 97894 40 3283469 29.91585 27.35548 25.10278 23.11477 21.35507 19.79277 18.40158 17.15909 16.04612 15.04630 13.33171 11.92461 10.75736 9.77905 8.95105 8.24378 4.99660 main h ooks Wrvestments TABLE 5 Future Value of an Annuity Due of $1 FVAD - /** * 1- 4*(1 + n/ 1.0% 1.5% 2.0% 2.5% 3.0 3.5 4.0% 45% .0% .5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 0.0% 1 1.0100 10150 1.000 1.0250 1,0000 1.0350 1.0400 1.0450 1.0500 1.0550 1.0600 10700 1.0800 1.090 1.100 1.1100 1.1200 1.2000 2 2.0301 2.0452 2.0604 2.0756 2.0909 2.1062 2.1216 2.1370 2.152521680 2.1836 22149 2.2464 2.2781 2.3100 2.3421 2.3744 2.6400 3 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 12465 3.2782 3.3101 3.3423 3.3746 3.439 3.5061 3.5731 3.6410 3.7097 3.7793 4.3680 4 4.1010 4.1523 4.2040 4.2563 4.30914.3625 4.4163 4.4707 4.5256 45811 4.6371 4.7507 4.8666 4.9847 5.1051 52278 5.3528 6.4416 5 5.1520 5.2296 5.3081 5.3877 5.4684 5.5502 5.6330 5.7160 5.8019 5.8881 5.9753 6.15336.3350 6.5233 6.71566.91297.1152 8.9299 6 6.2135 6.3230 6.4343 6.5474 6.6625 6.7794 6.89837.0192 7.1420 7.26697.3938 7.6540 7.9228 8.2004 8.4872 8.78339.0990 11.9159 7 72857 74328 7.5830 7.7361 78923 8.0517 8.2142 8.3800 8.5491 8.7216 8.8975 9.2598 0.6366 10.0285 10.4359 10.8594 11.2997 15.4991 8 8.3685 8.5593 8.7546 8.9545 0.1591 9.3685 9.5828 0.8021 10.0266 10.2563 10.4913 10.9780 11.4876 12.0210 12.5795 13.1640 13.7757 19.7989 9 9.4622 9.7027 0.9497 10.2034 10.4639 10.7314 11.0061 11.2882 11.5779 11.8754 12.1808 12.8164 13.4866 14.1929 14.9374 15.7220 16.5487 24.9587 10 10.5668 10.8633 11.1687 11.4835 11.8078 12 1420 12.4864 12.8412 13.2068 13.5835 13.9716 14.7836 15.645516.5600 17.5312 18.5614 19.6546 31.1504 11 11.6825 12.0412 12.4121 12.7956 13.1920 13.6020 14.0258 14.4640 14.9171 15.3856 15.8609 16.8885 17.9771 19.1407 20.3843 21.7132 23.1331 38.5805 12 12.8093 13.2368 13.6803 14.1404 14.6178 15. 1130 15.6268 16.1599 16,7130 17.2868 178821 19.1406 20.4953 21.9534 23.5227 25.2116 27.0291 47.4966 13 13.9474 14.4504 14.9739 15.5190 16,0863 16.6770 17.2019 17.9321 18.5986 19.2926 20.0151 21.5505 23.2149 25.0192 26.9750 29.0949 31.3926 58.1959 14 15.0969 15.6821 16.2934 16.9319 17.5989 18.2957 19.0236 19.7841 20.5786 21.4087 22 2760 24.1290 26.1521 28.3600 30.7725 33.4054 362797 71.0351 15 16.2579 16.0324 17.6393 18.3802 19.1569 19.9710 20.8245 21.7193 226575 23.6411 24.6725 26 8881 29.3243 32.0034 34.9497 38.1899 41.7533 86.4421 16 17.4304 18.2014 19.0121 19.8647 20.7616 21.7050 226975 23.7417 24.8404 25.9964 272129 29.8402 32.7502 35.9737 39.5447 43.5008 47.8837 104.9306 17 18.6147 194894 20.4123 21.3863 22.4144 23.4997 24.6454 25.8551 27.1324 28.4812 29.9057 32.9990 36.4502 40.3013 44.5992 49.3959 54.7497 127.1167 18 19.8109 20.7967 21.8406 22.9460 24.1169 25.3572 26.6712 28.0636 29.5390 31.1027 32.7600 36.3790 40.4463 45.0185 50.1591 55.9395 62.4397 153.7400 19 21.0190 22.1237 23.2974 245447 25.8704 27.2797 28.7781 30.3714 32.0660 33.8683 35.7856 39.9955 44.7620 50.1601 56.275063.2028 71.0524 185.6880 32.7831 34.7193 20 22.2392 23.4705 24.7833 26.1833 27.6765 29.2695 30.9692 36.7861 38.9927 43.865249.4229 55.7645 63.0025 71.2651 80.6987 224.0256 35.3034 37 5052 39.8643 21 23.4716 24.8376 26.2990 27.8629 295368 31.3289 33.2480 42 3923 48.0057 54.4568 61.8733 70.4027 80.2143 91.5026 270.0307 25 28.5256 30.5140 32.6709 350117 37 5530 403131 43.3117 46.5706 50.1135 53.9660 58.1564 67676578.9544 92.3240 108.1818 126.9988 149.3339 566.3773 30 35.1327 38.1018 41.3794 45.0003 49.0027 53.4295 583283 63.7524 69.760 76.4194 83.8017 101.0730 122 3459 148.5752 180.9434 220.9132 270.2926 1418.2579 40 49 3752 55.0819 61.6100 69.0876 77.6633 87.5095 98.8265 111.8467 126.8398 144. 1189 1640477 213.60962797810 368.2919 4868518 545.8269 859.1424 88126294 counting/spiceland int 9e/images/fv_of_1.jpg U HSU Central HSU Canvas HSU Mail OHSU Store Chegy Science.com Handshake Yahoo & Amazon QuickBooks w lovestments Bills TABLE 1 Future Value of $1 FV = $1 (1 + ir NI 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 20.0% 1 1.01000 1.01500 1.02000 1.02500 1.03000 1.03500 1.04000 1.04500 1.05000 1.05500 1.06000 1.07000 1.08000 1.09000 1.10000 1.11000 1.12000 1.20000 2 1.02010 1.03022 1.04040 1.05063 1.06090 1.07123 1.08160 1.09203 1.10250 1.11303 1.12360 1.14490 1.16540 1.18810 1.21000 1.23210 1.25440 144000 3 1.03030 1.04568 1.06121 1.07689 1.09273 1.10872 1.12486 1.14117 1.15763 1.17424 1.19102 1.22504 1.25971 1.29503 1.33100 1.36763 1.40493 1.72800 4 1.04060 1.06136 1.08243 1.10381 1.12551 1.14752 1.16986 1.19252 1.21551 1.23882 1.26248 1.31080 1.36049 1.41158 1.46410 1.51807 1.57352 2 .07360 5 1.05101 1.07728 1.10409 1.13141 1.15927 1.18769 1.21665 1.24618 127628 1.30696 1.33823 1.40255 1.46933 1.53862 1.61051 1.68506 1.76234 2.48832 6 1.06152 1.09344 1.12616 1.15969 1.19405 1.22926 1.26532 1.30226 1.34010 1.37894 1.41852 1.50073 1.58687 1.67710 1.77156 1.87041 1.97382 2.98598 7 1.07214 1.10984 1.14869 1.18869 1.22987 1.27228 1.31593 1.36086 1.40710 1.45468 1.50363 1.60578 1.71382 1.82804 1.948722.07616 2.21068 3.58318 8 1.08286 1.12649 1.17166 1.21840 1.26677 1.31681 1.36857 1.42210 1.47746 1.53460 1.59385 1.71819 1.85093 1.99256 2.14359 2.30454 2.47596 4.29982 9 1.09369 1.14339 1.19509 1.24886 1.30477 1.36290 1.42331 1.48610 1.55133 1.61909 1.68948 1.83846 1.99900 2.17189 2.35795 2.55804 2.77308 5.15978 10 1.10462 1.16054 1.21899 1.28008 1.34392 1.41060 1.48024 1.55297 1.62889 1.70814 1.79085 1.96715 215892 2.36736 2.59374 2.83942 3.10585 6.19174 11 1.11567 1.17795 1.24337 1.31209 1.38423 1.45997 1.53945 1.62285 1.71034 1 80209 1.89830 2.10485 233164 2.58043 2.85312 3.15176 3.47855 7.43008 12 1.12683 1.19562 1.26824 1.34489 1.42576 1.51107 1.60103 1.69588 1.79586 1.90121 2.01220 2.25219 2.51817 2.81266 3.13843 3.49845 3.89598 8.91610 13 1.13809 1.21355 1.29361 1.37851 1.46853 1.56396 1.66507 1.77220 1.88565 2.00577 2.13293 2.40985 2.71962 3.06580 3.45227 3.88328 4.36349 10.69932 14 1.14947 1.23176 1.31948 1.41297 1.51259 1.61869 1.73168 1.85194 1.97993 2.11609 2.26090 2.57853 2.93719 3.34173 3.79750 4.31044 4.88711 12.83918 15 1.16097 1.25023 1.34587 1.44830 1.55797 1.67535 1.80094 1.93528 2.07893 2.23248 2.39656 2.75903 3.17217 3.64248 4.17725 4.78459 5.47357 15.40702 16 1.17258 1.26899 1.37279 1.48451 1.60471 1.73399 1.87298 2.02237 2.18287 2.35526 254035 2.95216 3.42594 3.97031 4.59497 5.31089 6.13039 18.48843 17 1.18430 1.28902 1.40024 1.52162 1.65285 1.70468 1.94790 2.11338 2.29202 2.48480 269277 3.15882 3.70002432763 5.05447 5.89509 6.86604 22.18611 18 1.19615 1.30734 1.42825 1.55966 1.70243 1.85749 2.02582 2.20848 2.40662 2.62147 2.85434 3.379933.99602471712 5.55992 6.54355 7.68997 26.62333 19 1.20811 1.32695 1.45681 1.59865 1.75351 1.92250 210685 2.30786 2.52695 2.76565 3.02560 3.61653 4.31570 5.14166 6.11591 7.26334 8.61276 31.94800 20 1.22019 1.34686 1.48595 1.63862 180611 1.98979 2.19112 241171 265330 291776 3.20714 3.86968 466096 5.60441 6.72750 38.33760 8.06231 9.64629 4.14056 21 1.23239 1.36706 1.51567 1.67958 1.86029 2.05943 2.27877 2 52024 2.78596 3.078233.39956 5.03383 6.10881 7.40025 8.94917 10 80385 46.00512 25 1.28243 1.45095 1.64061 1.85394 209378 2.36324 2.66584 3.00543 3.38635 3.81339 4.29187 5.427436.84848 8.62308 10.83471 13.58546 17.0000695.39622 30 1.34785 1.56308 1.81136 2.09757 242726 2.80679 3.24340 3.74532 4.32194 4.98395 5.74349 7.61226 10.06266 13.26768 17.44940 22 89230 29.95992 237.37631 40 1.48886 1.81402 2.20804 268506 3 26204 3.95926 4.80102 5.81636 703999 8.51331 10.28572 14.97446 21.72452 31 40942 45 25926 65.00087 93.05097 1469.77160 here to search DOLL JJ w h i ckbooks w Investments TABLE 2 Present Value of $1 PV- 20.0% 0.83333 0.60444 0.57870 0.48225 0.40188 0.33490 0.27900 0.23257 0.19381 0.16151 NI 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.9% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 1 0.00010 0.98522 0.98030 0.97561 0.97087 0.96618 0.96154 0.95694 0.95238 0.94787 0.94340 0.99458 0.92593 0.01743 0.90909 0.00090 0.89286 2 0.08030 0.97066 0.96117 0.05181 0.94260 0.93751 0.92456 0.01573 0.90703 0.89845 0.19000 0.87344 0.85734 0.84168 0.82645 0.81162 0.79719 3 0.97059 0.95632 0.94232 0.028.60 0.91514 0.90194 0.89900 0.87630 0.16384 0.85161 0.83962 0.81630 0.79383 0.77218 075131 0.73119 0.71178 4 0.96098 0.94218 0.92385 0.90595 0.88849 0.87144 0.85480 0.83856 0.82270 0.80722 0.79209 0.76290 0.73503 0.70643 0.68301 0.65873 0.63552 5 0.95147 0.92826 0.90573 0.88385 0.86261 0.84197 0.82193 0.00045 0.78353 0.76513 0.74726 0.71299 0.64058 0.64993 0.62092 0.50345 0.56743 6 0.04205 0.91454 0.88797 0.86230 0.83748 0.81350 0.70031 0.76790 0.74622 0.72525 0.70496 0.6661 0.63017 0.59627 0.564470.53464 0.50661 7 0.93272 0.90103 0.87056 0.84127 0.81300 0.7050 0.75992 073483 0.71048 0.68744 0.66506 0.62275 0.5890 0.54703 0.51316 0.48166 0.45235 8 0.92348 0.88771 0.85340 0.82075 0.70041 0.75041 0.73069 0.70319 0.67684 0.65160 0.62741 0.58201 0.54027 0.50187 0.46651 0.43193 0.40388 9 0.91434 0.87459 0.83676 0.80073 0.76642 0.73373 0.70259 0.67290 064461 0.61763 0.59190 0.54393 0.50025 0.46043 0.42410 0.39092 0.061 10 0.90529 0.86167 0.82035 0.78120 0.74409 0.70892 0.67556 0.64393 0.61391 0.58543 0.55839 0.50835 0.46319 0.42241 0.38554 0.35218 0.32197 11 0.89632 0.84893 0.80426 0.76214 0.72242 0.68495 0.64958 0.61620 0.58468 0.55401 0.52679 0.47509 0.42888 0.38753 0.35049 0.31728 0.28748 12 0.88745 0.83639 0.78849 0.74356 0.70138 0.66178 0.62460 050966 0.55684 0.52598 0.49697 0.44401 0.39711 0.35553 0.31863 028584 0.25668 13 0.87866 0.82403 0.77303 0.72542 0.68095 0.63940 0.60057 0.56427 0.53032 0.49856 0.46884 0.41496 0.36770 0.32618 0.20966 0.25751 0.22917 14 0.86996 0.81185 0.75788 0.70773 0.66112 0.61778 0.57748 0.53997 0.50507 0.47257 0.44230 0.38782 0.34046 0.29925 0.26333 0.23199 0.20462 15 0.86135 0.79985 0.74301 0.69047 0.64186 0.59689 0.55526 0.51672 0.48102 0.44793 0.41727 0.36245 0.31524 0.27454 0.23939 0.20900 0.18270 16 0.85282 0.78803 0.72845 0.67362 0.62317 0.57671 0.53391 0.49447 0.45811 0.42458 0.39365 0.33873 0.29189 0.25187 0.21763 0.18829 0.16312 17 0.84438 0.77639 0.71416 0.65720 0.60502 0.55720 0.51337 0.47318 0.43630 0.40245 0.37136 0.31657 0.27027 0.23107 0.19784 0.16963 0.14564 18 0.83602 0.76401 0.70016 0.64117 0.58739 0.53836 0.49363 0.45280 0.41552 0.38147 0.35034 0.29586 0.25025 0.21199 0.17986 0.15282 0.13004 19 0.82774 0.75361 0.68643 0.62553 0.57029 0.52016 0.47464 0.43330 0.39573 0.36158 0.33051 0.27651 0.23171 0.19449 0.16351 0.13768 0.11611 20 0.81954 0.74247 0.67297 0.61027 0.55368 0.50257 0.45639 0.41464 0.37689 0.34273 0.31180 0.25842 0.21455 0.17843 0.14864 0.12403 0.10367 21 0.81143 0.73150 0.65978 0.59539 0.53755 0.48557 0.43883 0.39679 0.35894 0.32486 0.20416 0.24151 0.19866 0.16370 0.13513 0.11174 0.09256 24 0.78757 0.69954 0.62172 0.55288 0.49193 0.43796 0.39012 0.34770 0.31007 0.27666 0.24608 0.19715 0.15770 0.12640 0.10153 700.065 0.08170 0.06588 25 0.77977 0.68921 0.60953 0.53939 0.47761 0.42315 0.37512 033273 0.29530 0.26223 0.23300 0.18425 0.14602 0.11597 0.09230 0.07361 0.05882 28 0.75684 0.65910 0.57437 0.50038 0.43708 0.38165 033348 0.29157 0.25509 0.22332 0.19563 0.15040 0.11591 0.00055 0.06934 0.05382 0.04187 29 0.74934 0.64936 0.56311 0.48866 0.42435 0.36875 0.32065 0.27002 0.24295 0.21168 0.18456 0.14056 0.10733 0.08215 0.06304 0.00738 0.04840 30 0.74192 0.63976 0.55207 0.47674 0.41199 0.35628 0.30832 0.26700 0.23138 0.20064 0.17411 0.13137 0.00038 0.07537 0.05731 0.04368 0.03338 31 073458 0.63031 054125 0.46511 0.39099 0.34423 0 20646 0 25550 0 22036 0.19018 0.16425 0.12277 0.09202 0.06915 0.05210003035 0.02080 40 0.67165 0.55126 0.45209 0.37243 0.30656 0.25257 0.20029 0.17193 0.14205 0.11746 0.09722 0.06678 0.04603 0.03184 0.02209 001538 0.01075 0.13459 0.11216 0.09346 0.07789 0.06491 0.05409 0.04507 0.03756 0.03130 0.02608 0.02174 0.01258 0.01048 0.00607 0.00506 0.00421 0.00351 0.00068 TABLE 3 Future Value of an Ordinary Annuity of $1 NI 1 2 3 1.0% 1.0000 2.0100 3.0301 4.0604 5.1010 1.5% 2.0% 1.0000 1.0000 2.0150 2.0200 3.0452 3.0604 4.0909 4.1216 5.1523 5.2040 2.5% 1.0000 2.0250 3.0756 4.1525 5.2563 3.0% 1.0000 20300 3.0909 4.1836 5.3091 3.5% 4.0% 1.0000 1.000 20350 2.0400 3.1062 3.1216 4.2149 4.2465 5.3625 5.4163 4.5% 1.0000 2,0450 3.1370 4.2782 5.4707 5.0% 1.000 2.0500 3.1525 4.3101 5.5256 5.5% 1.0000 20550 3.1680 4.3423 5.5811 6.0% 1.000 20600 3.1836 4.3746 5.6371 7.0% 1.0000 2.0700 3.2149 4.4399 5.7507 0.0% 1.0000 2.000 3.2464 4.5061 5.8666 0.0% 1.000 2.0900 3.2781 4.5731 5.9847 0.0% 1.000 2.1000 3.3100 4.6410 6.1051 11.0% 1.0000 2.1100 3.3421 4.7097 6.2278 12.0% 10000 21200 3.3744 4.7793 6.3528 20.0% 10000 2.2000 3.6400 5.3680 74416 5 6 6.1520 6.2296 6.3081 6.3877 6.4684 6.5502 6.6330 6.7169 6.8019 6.8881 69753 7.1533 7.3359 7.5233 7.71567.9129 8.11529.9299 7.2135 73230 7.4343 7.5474 76625 7.7794 7.8983 8.0192 8.1420 8.2669 8.39388.6540 8.9228 9.2004 9.4872 9.7833 10.0890 12.9159 8 8.2857 8.4328 8.5830 8.7361 8.89239.0517 9.2142 9.3800 9.5491 0.7216 0.8975 10.2598 10.6366 11.0285 11.4350 11.8504 12.2997 16.4991 9 9.3685 9.5593 9.7546 9.9545 10.1591 10.3685 10.5828 10.8021 11.0266 11.2563 11.4913 11.9780 12.4876 13.0210 13.5795 14.1640 14.7757 20.7989 10 10.4622 10.7027 10.0407 11.2034 11 4630 11.7314 12.0061 12.2882 12.5779 12.8754 13.1808 13.8164 14.4866 15.1920 15.0374 167220 17.5487 25.0587 11 11.5668 11.8633 12.1687 12.4835 12.8078 13.1420 13.4864 13.8412 14.2068 14.5835 14.9716 15.7836 16.6455 17.5603 18.5312 19.5614 20.6546 32.1504 12 12.6825 13.0412 13.4121 13.7956 14.1920 14.6020 15.0258 15.4640 15.9171 16,3856 16,8699 17.8895 18.0771 20.1407 21.3843 22.7132 24.1331 39.5805 13 13.8093 14.2368 14.6803 15.1404 15.6178 16.1130 16.6268 17.1599 17.7130 18.2868 18.8821 20.1406 21.4953 22.9534 24.5227 26.2116 28.0291 48.4966 14 14.9474 15.4504 15.9739 16.5 190 17.0863 17.6770 18.2019 18.9321 19.5986 20.2926 21.0151 22.5505 24.2140 26.0192 27.9750 30.0949 32.3926 59.1959 15 16.0969 16.6621 17.2934 17.9319 18.5989 19.2057 20.0236 20.7841 21.5786 22.4087 23.2760 25.1290 27.1521 29.360931.7725 34.4054 37.2707 72.0351 16 17.2579 17.9324 18.6393 19.3802 20.1569 20.9710 21.8245 22.7193 23.6575 246411 25.6725 27.8881 30.3243 33.0034 35.9497 39.1999 42.7533 87 4421 17 18.4304 19.2014 20.0121 20.8647 217616 22.7050 23.6975247417 25.8404 26.0964 28.2129 30.8402 33.7502 36,9737 40 5447 44.5008 48.8837 105.9306 18 19.6147 20.4894 21.4123 22 3863 23.4144 24.4997 25.6454 26855128.1324 294812 30.9057 33.9000 37.4502 41.301345 599250.395955.7497 128.1167 19 20.8109 21.7967 22.8406 23.9460 25.1169 26.3572 27.6712 29.0636 30.5390 32.1027 33.7600 37.3790 41.4463 46.0185 51.1501 56.9395 63.4397 154.7400 20 22.0190 23.1237 24.2974 25.5447 26.8704 28 2797 29.7781 313714 33.0660348683367856 40.9955 45.7620 51.1601 57.2750 64.2028720524 186.6880 21 23.2392 24.4705 25.7833 27.1833 28.6765 30 2695 31.969233.783135.7193 377861 39.9927 448652 50.4229 56.7645 64.0025 72.2651 81.6987225.0256 30 34.7849 37.5387 40.5681 43.9027 47.5754 51.6227 56,084961.0071 66.4388 724355 79.058294.4608 113.2832 136.3075 164.4940 199.0209 241.3327 1181.8816 40 48.8864 542679 60.4020 67.4026 75 4013 84.5503 95.0255 107.0303 1207998 136 6056 154.7620 199,6351 259,0565 337.8824 442.5926 581.8261 767.0914 7343.8578 JU V Ore Present Value of an Ordinary Annuity of $1 they semice.com TABLE 4 Handshake Yahoo Amazon Oudooks W restments PVA -- 11 + 1 I 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 40% 4.5% 5.0% 5.5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 20.0% 1 0.99010 0.98522 0.98039 0.97561 0.97087 0.96618 0.96154 0.95694 0.95238 0.94787 0.94340 0.93458 0.9259 0.91743 0.90909 0.90090 0.9285 0.83333 2 1.97040 1.95589 1.94156 1.92742 1.91347 1.99969 1.88609 1.87267 1.85041 1.84632 1.83339 1.8002 1.78326 1.75911 1.73554 1.71252 1.69005 1.52778 3 2.94099 2.91220 2.88388 2.85602 2.82861 2.80164 2.77509 2.74896 2.72325 2.69793 2.67301 262432 257710 2.53129 2.4862 244371 240183 2.10648 4 3.90197 3.85438 3.80773 3.76197 3.717103.67308 3.62990 3.58753 3.54595 3.50515 3.46511 3.38721 3.31213321972 1.16987 2.10245 3.03735 258873 5 4.85343 4.78264 4.71346 4.64583 4.57971 4.51505 4.45182 4.38998432948 4.27028 4.21236 4.10020 399271 3.89965 279079 2.69590 3.60478 2.99061 6 5.795485.69719 5.60143 5.50813 5.41719 5.32855 5.24214 5.157875.07569 4.99553 4.91732 4.76654 4.62288 448592 4.35526 4.23054 4.11141 3.32551 7 6.72819 6.59821 6.47199 6.349396.23028 6.11454 6.00205 5.89270 5.78637 5.68297 5.58238 5.38929 5.20637 5.03295 4.86842 4.71220 456376 3.60459 8 7.651687.48593 7.32548 7.170147.01969 6.87396 6.73274 6.59589 6.46321 6.33457 6.20979 5.97130 5.74664 5.53482 5 33499 5.14612 4.96764 183716 9 8.56602 8.36052 8.16224 7.970877 .78611750769 7.435337 .26879 7.10782 6.95220 6.80169 6.51523 6.24609 5.99525 5.75902 5.53705 5.12825 4.03097 10 9.471309.22218 8.98259 8.75206 8.53020 8.31661 8.11090 7.91272 7.72173 7.53763 7.36000 7.02358 6.71008 6,41766614457 5.89923 5.65022 4.19247 11 10.36763 10.07112 9.78685951421 9.252629.00155 8.76048 8.52892 8.30641 8.09254 788687 749867 7.13896 6.80519 6.49506 6.20652 5.93770 4 32706 12 11.25508 10.90751 10.57534 10.25776 9.95400 9.66333 9.38507 9.11858 8.863258.61852 8.38384 7.94260 7.53608 7.16073 6.81369 6.49236 6.19437 443922 13 12.13374 11.73153 11.34837 10.98319 1063496 10.30274 9.98565 9.682859.39357 9.11708 8.85268 8.35765 7.90078 748690 7.10336 6.74987 6.42355 453268 14 13.00370 12.54338 12.10625 11.69091 11.29607 10.92052 10.56312 10.22283 9.89964 9.58965 9.294988.74547 8.244247.78615 7.36669 6.90187 6.62817 4.61057 15 13.86505 13.34323 12.84926 12 38138 11.93794 11.51741 11.11839 10.73955 10.37956 10.03758 9.71225 9.10791 8.55948 8.06069 7.60608 7.19087 6.81086 4.67547 16 14.71787 14.13126 13.57771 13.05500 12.56110 1209412 11.65230 11.23402 1083777 10.46216 10.10590 9.44665 8.851378.31256 7.82371 7.37916 6.97399 4.72956 8.54363 8.02155 7.54870 7.11963 4.77463 17 15.56225 14.90765 14.29187 13.71220 13.16612 12.65132 12.16567 11.70719 11 27407 1086461 10.47726976322 9.12164 18 16,39827 15.67256 14.99203 14.35336 13.75351 13.18968 12.65930 12.15999 11.69959 11.24607 10.82760 10.05900 9.37189 8.75563 8.20141 7.70162 7.24967 4,81219 19 1722601 16.42617 15.67846 14.97889 1432380 13.70984 13.13394 12.59329 12.08532 11.60765 11.15812 10.33560 960360 8.95011 8.36492 7.83929 736578 4.84350 9.12855 8.51356 7.96.333 746044 4.86958 20 18.04555 17.16864 16,35143 15 58916 14.87747 14.21240 13.59033 13.00794 12.46221 11.95038 1146092 10.50601 9.81815 9.29224 8.64869 8.07507 7.56200 4.89132 21 18.85698 17.90014 17.01121 16.18455 15.41502 14.69797 14.02916 13.40472 1282115 12.27524 11.76408 10.83553 10.01680 25 2202316 2071961 19.52346 18.42438 17.41315 16.48151 1562208 14.82821 14.00394 13.41393 12.78336 11 65358 10674789.82258 0.07704 8.42174 7.84314 494750 30 25 80771 24.01584 22.39646 20.93029 19.60044 18.39205 17.29203 16 28899 15 37245 14.53375 13.76483 12.40904 11 25778 10.27365 9.42691 8.60370 8.05518 4 97894 40 3283469 29.91585 27.35548 25.10278 23.11477 21.35507 19.79277 18.40158 17.15909 16.04612 15.04630 13.33171 11.92461 10.75736 9.77905 8.95105 8.24378 4.99660 main h ooks Wrvestments TABLE 5 Future Value of an Annuity Due of $1 FVAD - /** * 1- 4*(1 + n/ 1.0% 1.5% 2.0% 2.5% 3.0 3.5 4.0% 45% .0% .5% 6.0% 7.0% 0.0% 0.0% 0.0% 11.0% 12.0% 0.0% 1 1.0100 10150 1.000 1.0250 1,0000 1.0350 1.0400 1.0450 1.0500 1.0550 1.0600 10700 1.0800 1.090 1.100 1.1100 1.1200 1.2000 2 2.0301 2.0452 2.0604 2.0756 2.0909 2.1062 2.1216 2.1370 2.152521680 2.1836 22149 2.2464 2.2781 2.3100 2.3421 2.3744 2.6400 3 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 12465 3.2782 3.3101 3.3423 3.3746 3.439 3.5061 3.5731 3.6410 3.7097 3.7793 4.3680 4 4.1010 4.1523 4.2040 4.2563 4.30914.3625 4.4163 4.4707 4.5256 45811 4.6371 4.7507 4.8666 4.9847 5.1051 52278 5.3528 6.4416 5 5.1520 5.2296 5.3081 5.3877 5.4684 5.5502 5.6330 5.7160 5.8019 5.8881 5.9753 6.15336.3350 6.5233 6.71566.91297.1152 8.9299 6 6.2135 6.3230 6.4343 6.5474 6.6625 6.7794 6.89837.0192 7.1420 7.26697.3938 7.6540 7.9228 8.2004 8.4872 8.78339.0990 11.9159 7 72857 74328 7.5830 7.7361 78923 8.0517 8.2142 8.3800 8.5491 8.7216 8.8975 9.2598 0.6366 10.0285 10.4359 10.8594 11.2997 15.4991 8 8.3685 8.5593 8.7546 8.9545 0.1591 9.3685 9.5828 0.8021 10.0266 10.2563 10.4913 10.9780 11.4876 12.0210 12.5795 13.1640 13.7757 19.7989 9 9.4622 9.7027 0.9497 10.2034 10.4639 10.7314 11.0061 11.2882 11.5779 11.8754 12.1808 12.8164 13.4866 14.1929 14.9374 15.7220 16.5487 24.9587 10 10.5668 10.8633 11.1687 11.4835 11.8078 12 1420 12.4864 12.8412 13.2068 13.5835 13.9716 14.7836 15.645516.5600 17.5312 18.5614 19.6546 31.1504 11 11.6825 12.0412 12.4121 12.7956 13.1920 13.6020 14.0258 14.4640 14.9171 15.3856 15.8609 16.8885 17.9771 19.1407 20.3843 21.7132 23.1331 38.5805 12 12.8093 13.2368 13.6803 14.1404 14.6178 15. 1130 15.6268 16.1599 16,7130 17.2868 178821 19.1406 20.4953 21.9534 23.5227 25.2116 27.0291 47.4966 13 13.9474 14.4504 14.9739 15.5190 16,0863 16.6770 17.2019 17.9321 18.5986 19.2926 20.0151 21.5505 23.2149 25.0192 26.9750 29.0949 31.3926 58.1959 14 15.0969 15.6821 16.2934 16.9319 17.5989 18.2957 19.0236 19.7841 20.5786 21.4087 22 2760 24.1290 26.1521 28.3600 30.7725 33.4054 362797 71.0351 15 16.2579 16.0324 17.6393 18.3802 19.1569 19.9710 20.8245 21.7193 226575 23.6411 24.6725 26 8881 29.3243 32.0034 34.9497 38.1899 41.7533 86.4421 16 17.4304 18.2014 19.0121 19.8647 20.7616 21.7050 226975 23.7417 24.8404 25.9964 272129 29.8402 32.7502 35.9737 39.5447 43.5008 47.8837 104.9306 17 18.6147 194894 20.4123 21.3863 22.4144 23.4997 24.6454 25.8551 27.1324 28.4812 29.9057 32.9990 36.4502 40.3013 44.5992 49.3959 54.7497 127.1167 18 19.8109 20.7967 21.8406 22.9460 24.1169 25.3572 26.6712 28.0636 29.5390 31.1027 32.7600 36.3790 40.4463 45.0185 50.1591 55.9395 62.4397 153.7400 19 21.0190 22.1237 23.2974 245447 25.8704 27.2797 28.7781 30.3714 32.0660 33.8683 35.7856 39.9955 44.7620 50.1601 56.275063.2028 71.0524 185.6880 32.7831 34.7193 20 22.2392 23.4705 24.7833 26.1833 27.6765 29.2695 30.9692 36.7861 38.9927 43.865249.4229 55.7645 63.0025 71.2651 80.6987 224.0256 35.3034 37 5052 39.8643 21 23.4716 24.8376 26.2990 27.8629 295368 31.3289 33.2480 42 3923 48.0057 54.4568 61.8733 70.4027 80.2143 91.5026 270.0307 25 28.5256 30.5140 32.6709 350117 37 5530 403131 43.3117 46.5706 50.1135 53.9660 58.1564 67676578.9544 92.3240 108.1818 126.9988 149.3339 566.3773 30 35.1327 38.1018 41.3794 45.0003 49.0027 53.4295 583283 63.7524 69.760 76.4194 83.8017 101.0730 122 3459 148.5752 180.9434 220.9132 270.2926 1418.2579 40 49 3752 55.0819 61.6100 69.0876 77.6633 87.5095 98.8265 111.8467 126.8398 144. 1189 1640477 213.60962797810 368.2919 4868518 545.8269 859.1424 88126294