Earnings per share $6.00 $5.08 $5.86 Compare Deere and Caterpillar's asset use efficiency and financial leverage. (Looking for ratios.) 20 points Discuss (using the info in the table) whether a larger size, as measured by total assets, leads to a higher retention ratio. (Remember numbers) 10 points Determine Deere's retained earnings in billions. (This should be a dollar amount. Remember earnings are the same as net income, but retained earnings are after paying dividends.) 10 points 5. Ten years ago, a couple bought a house for $250,000 with 10% down and a 25 year mortgage with an interest rate of 6.2% a year. What were the monthly payments? 5 points They refinance the mortgage today. They are using a 15 year mortgage with an annual rate of 3%. The bank charges an upfront cost of $5,000 for the refinancing which is added to the amount owed on the original loan How much do they owe on the original loan before adding the upfront cost (balance)? 5 points What will be the amount the new monthly payment? 5 points Why the difference in the two amounts? 5 points How much will they save over the next 15 years? 5 points