East Bank's lending provisions (for bad and doubtful debt) in its balance sheet as at the 1/1/2020 is $87.6 million. East Bank predicts that $36.8 million of its existing pool of loans will be written off throughout 2020. Assuming that East Bank's prediction is correct, what charge for bad and doubtful debts is required in 2020 to bring the lending provisions to a desired level of $100 million at the end of 2020? Express your result in $millions.