eBook Chapter 6 Financial Planning Exercise 5 Home equity line interest Kai and Ivy Harris have a home with an appraised value of $190,000 and a mortgage balance of only $95,000. a. Given that an S&L is willing to lend money at a loan-to-value ratio of 75 percent, how big a home equity credit line can Kai and Ivy obtain? $ b. How much, if any, of this line would qualify as tax-deductible interest if their house originally cost $100,000? $