35. Ed and Cathy, both under age 50, file a joint return. Neither is covered under an employer pension plan. Cathy earned compensation of $53,000 in 2020. Ed worked part time and earned $1,200. What is the maximum deductible IRA contribution they can make for 2020?
    1. $0.
    2. $6,000.
    3. $7,200.
    4. $12,000.