You have a choice of putting your $1,000 life savings into investment Uno (which bears 5 % per annum compound interest compounded annually) or putting your $1,000 into investment Duos (which bears interest at only 4% per annum but is compounded semi-annually). Which investment is better for you if you invest for a year?

Multiple Choice

They provide identical returns

Duos

Uno is better in even-numbered years and Duos are better in odd-numbered years

Uno

There is not enough information provided to make an assessment.