Edmond owns a small camping trailer that is usually parked in the backyard behind his rented house. The home is insured in a $2022$ edition HO $14$ policy with a $$200,000$ limit on personal property. Loss or damage to Edmond$$s camping trailer is

a$.$ covered for up to $$1,500$ on a named$-$perils basis.

b$.$ covered for up to $$1,500$ on an all$-$risks $($open perils$)$ basis.

c$.$ covered for up to $$2,000$ on a named$-$perils basis.

d$.$ not covered.