Edna spent the last 90 days of 2019 in a nursing home. The cost of the services provided to her was $29,250 ($325 per day). Medicare paid $12,000 toward the cost of her stay. Edna also received $14,720 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $370.

If the amount is zero, enter 0.

What is the effect on Edna's gross income?

The amount of her exclusion is $ and the amount included in her gross income is $