elearn.squ.edu.om Portal Attendance English (en) ered Which of the following statements is true? 1.00 Select one: O a. Compounding essentially means earning interest on interest O b. Future values decrease with increases in interest rates. O c. else the same, the longer the term of a loan the lower will be the total interest you pay on it. O d. On loans with monthly compounding, the APR will exceed the EAR O e. Present values and discount rates move in the same direction with one another