Elissa Koppel, age 49, has never been employed outside her home. Her husband worked in a factory for 30 years prior to his death, at age 51, last month. The Koppels were childless. Is Elissa eligible for a spouse's Social Security retirement benefit this year (based on her husband's work)?

Yes, it will be 50% of his PIA

Yes, it will be 100% of his PIA

Yes, it will be 100% of PIA but reduced because her husband died before FRA

No retirement benefit