Elizabeth is a successful restaurateur and the executive chef of 3 premier restaurants in Toronto, Montreal, and Vancouver. The restaurants are owned by Le Grande Maison Ltee which is a widely held company and Elizabeth is one of the minority shareholders. The investors of Le Grande Maison have done extremely well because Elizabeth's reputation has earned her celebrity chef status. She is now constantly sought after for television appearances and an overwhelming number of requests from food suppliers for Elizabeth to endorse their food products.  Elizabeth's chef status has been excellent for public relations and there is now a 6-month waiting list for reservations at all 3 of the restaurants. Elizabeth is "the face" of the restaurants and she now has 250,000 followers on Facebook and Twitter. The corporation is profitable and has good cash flow and a strong balance sheet.  Which of the following would be the best option for insurance coverage?

1. a) disability buyout insurance  
2. b) key person insurance
3. c) buy/sell agreement  
4. d)  business overhead expense insurance