Ellen is 75 years of age and is covered under traditional Medicare Parts A and B. On March 1st of this year, Ellen fell and broke her hip while skiing, requiring her to be hospitalized for ten days. At that time, Ellen paid the \$1,556 (2022) deductible for a hospital stay. Today, October 15th, Ellen was celebrating her wedding anniversary in the usual way by going skydiving and broke her hip again in a bad landing. She was admitted to the hospital for a stay anticipated to be approximately 14 days. Which of the following is true regarding Ellen's out-of-pocket costs regarding the hospital stay? a. Ellen must pay another $1,556 (2022) deductible. b. Because it is considered a "reinjury" based on the same problem that caused the first hospital stay this year, Ellen will not be required to pay another deductible. c. Ellen will not have to pay another deductible, but her stay will be limited to 50 days ( 60 days per benefit period covered by the initial deductible, minus the 10 days used in the previous hospital stay). d. Since the initial deductible has been met, Ellen will have to pay 20% of the current hospital expenses under the coinsurance provision. Ellen is 75 years of age and is covered under traditional Medicare Parts A and B. On March 1st of this year, Ellen fell and broke her hip while skiing, requiring her to be hospitalized for ten days. At that time, Ellen paid the \$1,556 (2022) deductible for a hospital stay. Today, October 15th, Ellen was celebrating her wedding anniversary in the usual way by going skydiving and broke her hip again in a bad landing. She was admitted to the hospital for a stay anticipated to be approximately 14 days. Which of the following is true regarding Ellen's out-of-pocket costs regarding the hospital stay? a. Ellen must pay another $1,556 (2022) deductible. b. Because it is considered a "reinjury" based on the same problem that caused the first hospital stay this year, Ellen will not be required to pay another deductible. c. Ellen will not have to pay another deductible, but her stay will be limited to 50 days ( 60 days per benefit period covered by the initial deductible, minus the 10 days used in the previous hospital stay). d. Since the initial deductible has been met, Ellen will have to pay 20% of the current hospital expenses under the coinsurance provision