Ellen Taylor is thinking of buying a home for $$116,000.$ A potential lender advertises an $80\%,$ thirty$-$year simple interest amortized loan at

$10\mathrm{.}75\%$

interest, with an APR of $11\mathrm{.}57\%.$ Use the APR to approximate the fees included in the finance charge. $($Round your answer to the nearest cent.$)$