Elon Musk asks you to invest $10M in his new cyber scooter product. He promises that he will return $15M to you at the end of the next 5 years. On the other hand, your good friend and hedge fund manager Jim Simons wants you to invest in his new fixed income fund. Jim promises that your money will be continuously compounded over the next 5 years.

At what interest rate would Jim's offer bebetter than that ofElon's?