Emily is a customer at First National Bank. Emily examined her bank statements closely and promptly, and Emily found that the bank paid a check she had not signed. Emily notifies the bank of this. Who would now be safe from liability in this situation?

The bank

The forger

Emily

Assessment question

What customer activity can override the liability of a bank for making incorrect payments on a customer's account? Choose 2 answer choices.

Most bank activities resulting in bank liability cannot be negated by customer actions.

Failure to use the account

A violation of a customer's duty to review bank statements

Customer negligence