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Emily is purchasing a house for $185 000. She will finance this purchase with a 15 year mortgage at an interest rate 3.9%, compounded semi-annually,

Emily is purchasing a house for $185 000. She will finance this purchase with a 15 year mortgage at an interest rate 3.9%, compounded semi-annually, with monthly payments. She is required to make a 10% down payment. How much are her monthly payments?

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