Emimy borrowed $$20,000$ from her employer's plan. When she left her employer in september $2023,$ the loan had outstanding balance of $$15,000.$ Wihout regard tobthe loan, her account had a balance of $$60,000.$ She requested a tital diatribution from the plan. Her form $1099-$R shows a diatribution of $$60,000$ and her employer withheld at a rate $20$

$\%.$How much dis actually receive?