Emma is making her retirement plan, figuring her account will earn 5.00% interest, APR. She wishes to withdraw $970.00 at the end of each week when she is retired. She would like this to go on for 22 years, at which point she would like to have $270,000.00 left as a legacy or to continue to live on. How much does Emma need to have to retire?

Liam is making his retirement plan now that he is 65 and has saved up $850,000.00. He wishes to withdraw $1,260.00 at the beginning of each week when he is retired. How much will he have in his account in 26 years? Liam is depending on an interest rate of 6.60% (APR).