Employee Benefits Decision Ramon Alvarez, of Nome, Alaska, signed up for his employer's flexible spending account plan primarily because he can use the money to pay for unreimbursed medical expenses for himself and his disabled son. Ramon is in the 15 percent marginal tax bracket, pays Social Security payroll taxes of 7.65 percent, and pays a 7 percent state income tax rate How much will be save in Income taxes by participating in the program this year in the amount of 54,000? Round your answer to the nearest dollar, $ How much would Ramon save if he was in the 33 percent federal marginal tax bracket Round your answer to the nearest dollar