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Employee contributions to qualified retirement plans, and the earnings on such contributions, must always be 100% vested as soon as they are made. In contrast,

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Employee contributions to qualified retirement plans, and the earnings on such contributions, must always be 100% vested as soon as they are made. In contrast, employer contributions to a qualified retirement plan may vest in the employee according to certain vesting schedules, such as two-to-six years for a defined contribution plan. a) True b) False

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