en these results, which statement regarding Lorenzo and Neha's mortgage qualification process and the purchase of their $155,000 target home is e? Lorenzo and Neha qualify to purchase their $155,000 target home according to the Installment Debt Affordability Worksheet criterion. Lorenzo and Neha do not qualify to purchase their $155,000 target home according to the Installment Debt Affordability Worksheet criterion. - Their financial records report a combined gross before-tax annual income of $105,000 and current (pre-mortgage) installment loan, credit card, and car loan debt of $1,531 per month. - Their property taxes and homeowner's insurance policy are expected to cost $1,550 per year. - Their best estimate of the interest rate on their mortgage is 7.5%, and they are interested in obtaining a 15-year loan. - They have accumulated savings of $38,500 that can be used to satisfy the home's down payment and closing costs. - The lender requires a minimum 20% down payment, and installment loan affordability ratios that range from a minimum of 33% to a maximum of 38%