Ensure that you utilize APA formatting.

1. Identify one (1) personal goal and one (1) financial goal. How do you plan to achieve said goals? (minimum of 6 sentences)
2. Give three specific examples to answer each of the following two (2) questions. This paragraph should be a minimum of 6 sentences

What are some ways that you can maintain good credit?

Explain the difference between necessary and optional expenses. Give one example of an optional expense. Give on example of a necessary expense, then discuss budgeting compromises one could make to cut back on their unnecessary expenditures.