Eric will be retiring at the end of ten years from today. He is considering investing in a retirement investment plan offered by the bank. The plan will require Eric to pay $1.5 million dollars immediately. When Eric retires at the end of ten years, the investment plan will pay Eric $20,000 at the beginning of every month for the next twenty-five years. If the relevant interest rate is 6% a year compounded monthly, should Eric invest in this plan?