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Erin's bank foreclosed on her office building when she stopped making payments on her loan. The loan was secured by the building when she purchased

Erin's bank foreclosed on her office building when she stopped making payments on her loan. The loan was secured by the building when she purchased it three years ago for $750,000. Erin's Form 1099-A is shown below.
If the building is sold for the fair market value (FMV), how much of Erin's personal assets can the lender attempt to collect to satisfy the judgment? (Answer choices are below the image.)
$615,000
$595,000
$20,000
$0(None of Erin's personal assets)

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