Ernie borrows 100,000 under a 25-year level-payment loan at 6% interest (an annual effective rate). He makes the required annual payments for the first 5 years. After that, Ernie includes an extra 2,000 with each subsequent payment. As a result, the loan is completely paid off in less than 25 years.

What is the amount of Ernie's final payment? (Note: the final payment is a "drop" payment, meaning that it is smaller than the payment that would otherwise have been made on that date.

A) 2,569 B) 2,956 C) 5296 D) 6,259 E) 6,952