Ervin and Freda are looking for a home; their combined incomes total $77,000. The couple were able to negotiate a rate of 5.25% for a 5-year fixed term on a 25-year amortization. The taxes are estimated at $1,800, and heating costs are $1,200; their personal debt consumption is $725 per month. The bank's guideline is 40% for the TDSR and 32% for the GDSR. Using the TDSR guideline, determine the maximum mortgage they qualify for. Select one: a. $154,685.19 b. $254,658.19 c. None of the above d. $267,094.91 e. $254,723.19 Category: Default for 37535417: Martina and Anton are