Esai, age 76, owns a segregated fund contract from the Maple Leaf Insurance Company. 10 years ago, Esai invested $95,000 in the segregated fund. Upon maturity, it is now valued at $55,000. The contract has a 75% maturity guarantee and 100% death benefit guarantee. However, the Maple Leaf Insurance Company has gone bankrupt and can no longer honour its guarantees. In this case, how much will Esai receive under the terms of his contract?