esidential and commercial mortgages differ in many aspects. Which of the following is FALSE bout a typical residential or commercial mortgage? Fixed-rate loans dominate both residential and commercial mortgage origination The loan-to-value ratio (LTV) of a residential mortgage is usually higher than the LTV of a commercial mortgage Residential mortgages are fully amortized, while commercial mortgage are partially amortized Similar to the conventional conforming residential loans, commercial loans are often recourse mortgages