ESSAY

1.Justine owes Smithers a debt and wants to pay Smithers with a negotiable instrument.

Should Smithersaccept a negotiable or nonnegotiable instrument, and why?

ESSAY

2.Gonzales was a member of a union. He thought the union officials were paid a lot and thought his dues were excessive, but did not know anyone with authority in the union well. He really wanted to find out how the union was spending all the dues the members sent in. Is there any way he can find out about the financial activity of his union?