ESSAY QUESTIONS: 1. Case problem: Andrea was a tenant of Bianca with respect to a house. Upon the novation of the contract of lease, Bianca gratuitously granted to Andrea the use of the furniture described in the contract, sibject to the condition that Andrea would return them to Bianca upon the latter's demand. Bianca later sold the property to Catherine, and they notified Andrea of the conveyance, giving her 60 days to vacate the premises. Thereafter, Bianca required Andrea to return all furniture transferred to her for her use. Andrea wrote Bianca reiterating that Bianca may call for them in the house where they are found. Another letter was written to Bianca informing her that Andrea could not give up the three (3) gas heaters and the four (4) electric lamps because he would use them until the 15th of the month when the lease was due to expire. On the 15th of the month, Andrea deposited all the furniture to return the furniture upon Bianca's demand. Questions: 1.1. Has Andrea complied with her obligation to return the furniture upon Bianca's demand? 1.2. Is Bianca bound to bear the deposit fees thereof? 1.3. Is Bianca entitled to the costs of litigation? 2. Case Problem: Benjamin received money as a loan with interest from Leonardo secured by a chattel mortgage on the standing crap's on Benjamin's land. The crops were destroyed due to a fortuitous event. Question: Is the obligation of Benjamin to pay the loan extinguished? 3. Case Problem: On January 01, 2019, Joselito borrowed from Ferdinand cash amounting to PhP5.5 million payable in fifteen (15) months. After it became due, Ferdinand demanded payment of the said loan. Joselito however failed to pay despite the repeated demands of Ferdinand. Left with no other options, Ferdinand filed a criminal case of estafa against Joselito for the latter's failure to pay his loan obligation. Question: Will Ferdinand's action prosper