estments Fund sells Class A shares with a front-end load of 6% and shares with 12b1 fees of .5\% annually as well as back-end load fees t at 5% and fall by 1% for each full year the investor holds the portfolio e fifth year). Assume the portfolio rate of return net of operating s is 10% annually. If you plan to sell the fund after 4 years, are Class A B shares the better choice for you? What if you plan to sell after 15 you have $1,000 to invest